China Travel :Credit Cards, ATMs

Can I use my credit card in China?


Yes, you can use credit card in China. In major Chinese cities, you can purchase goods in large shopping malls and stores by using major credit cards such as Visa, Master, Diner’s Club, American Express and JCB. In addition, the credit cards are also accepted in most top-end hotels and restaurants. Please note it that only cash in RMB can be used in those small cities and remote areas.

What credit cards are accepted in China?


Major credit cards can be used in China, such as Visa, Master, Diner’s club, American Express and JCB card of Japan. Please note it that they are only usable in large shopping malls and stores, hotels, and restaurants of major cities in China.

Are there any ATM services in China?


Yes, the ATM service is available in China. There are ATM services available working with your credit cards in the main offices of the Bank of China and other larger banks in major Chinese cities. Some of the five star hotels, restaurants and superb shopping stores may also provide the ATM services.

Do all the ATMs in China accept my credit card?


Your credit cards are only accepted by those ATMs which mark the logos and symbols of your credit cards. There are different limits on the sum of the money you can withdraw from ATMs every time, but the most permitting of the withdrawal is 20,000 RMB in any day.

My card was eaten by the ATM, how can I take it back?


If you press the wrong number over three times when using the ATM, your card may probably eaten by the ATM. In fact, your card is locked by the bank for safety’s sake. Then you need to go to the bank office with your ID card or passport and the right PIN number for taking back your card.

Can I apply for a Chinese credit card?


Yes, if you are working in China for a long term and have your own house there, or you open a bank account at a Chinese bank, then you can apply for a Chinese credit card. However, to be frank, it is quite difficult to have a Chinese credit cared.